front page / Loan Products

Blockchain loan products

Choose the digital asset loan solution that suits you and enjoy convenient on-chain financial services

Our loan products

Choose the most suitable loan plan according to your needs

Popular

Personal credit loan

Unsecured loans based on blockchain credit scoring, fast approval, flexible repayment

  • Loan Amount 1,000-50,000 USDT
  • Annual Interest Rate 8.5%-15%
  • Loan Term 3-36months
  • Loan release speed Fastest 24 hours
8.5% From
Apply Now

Digital asset loan

Use mainstream digital assets such as BTC and ETH as collateral to obtain low-interest loans

  • Loan Amount 1,000-50,000 USDT
  • Annual Interest Rate 5.8%-12%
  • Loan Term 1-12months
  • Mortgage Rate Up to70%
5.8% up
Apply Now

Education Special Loan

Education loans that support blockchain technology learning and certification to help career development

  • Loan Amount 5,000-20,000 USDT
  • Annual Interest Rate 7.2%-12%
  • Grace Period Up to 6 months
  • Partners 30+ certification agencies
7.2% up
Apply Now
推荐

企业运营贷

为区块链企业提供的流动资金贷款，支持业务扩展

  • 贷款额度 50,000-500,000 USDT
  • 年利率 6.5%-10%
  • 贷款期限 6-24个月
  • 还款方式 等额本息/先息后本
6.5% 起
Apply Now

项目开发贷

支持区块链项目研发与落地的专项贷款

  • 贷款额度 100,000-1,000,000 USDT
  • 年利率 5.8%-9%
  • 贷款期限 12-36个月
  • 技术评估 专业团队支持
5.8% 起
Apply Now

交易所流动性贷

为数字资产交易所提供的流动性支持贷款

  • 贷款额度 500,000-5,000,000 USDT
  • 年利率 4.5%-8%
  • 抵押要求 平台币或主流资产
  • 风控措施 多签钱包监管
4.5% 起
Apply Now
限时

新用户专享贷

首次借款用户专享优惠利率，最高可借10,000 USDT

  • 贷款额度 1,000-10,000 USDT
  • 年利率 6.8%固定
  • 贷款期限 3-12个月
  • 优惠期限 2023年12月31日前
6.8% 固定
Apply Now

闪电贷

超短期资金周转，最快1小时到账

  • 贷款额度 5,000-50,000 USDT
  • 日利率 0.05%-0.1%
  • 贷款期限 7-30天
  • 放款速度 最快1小时
0.05% /日
Apply Now

全球稳定币贷

支持多种稳定币借贷，满足全球用户需求

  • 支持币种 USDT/USDC/DAI/BUSD
  • 贷款额度 1,000-100,000 USDT
  • 年利率 7.5%-12%
  • 多链支持 ERC20/TRC20/BEP20
7.5% 起
Apply Now

Product Comparison

Understand the characteristics of different loan products and choose the one that best suits you

Product Features Personal credit loan Digital asset mortgage loan Business Operation Loan
Is mortgage required? unnecessary need unnecessary
Lowest interest rate 8.5% 5.8% 6.5%
Maximum amount 50,000 USDT 70% of the collateral value 500,000 USDT
Fastest loan time 24 hours 12 hours 48 hours
Maximum loan term 36 months 12 months 24 months
Early repayment penalty none none 1%
Credit Assessment need unnecessary need
Suitable for Individual users Digital asset holders Blockchain Enterprise

Frequently asked questions

Answers to your questions about blockchain loans

How to apply for BlockLoan's loan products?

The application process is very simple:

  1. Register and complete real-name authentication
  2. Choose loan products based on your needs
  3. Submit application materials
  4. Waiting for review (usually completed within 24 hours)
  5. After the review is passed, the funds will be directly transferred to the wallet address you specified
How to apply for BlockLoan's loan products?

We adopt multiple risk control measures:

  • The mortgage rate is controlled between 50-70%
  • Set price warning line and close line
  • Using smart contracts to automate liquidations
  • The mortgage assets are stored in a cold wallet
  • Provide margin call mechanism
What materials are needed for business loans?

The basic materials include:

  • Proof of business registration
  • Legal person identity certificate
  • Operating flow in the past 6 months
  • Project white paper or business plan (if applicable)
  • Team Background Information

Depending on the loan amount, additional financial or technical documentation may be required.

What are the repayment options?

We offer a variety of repayment options:

  • Equal principal and interest payments (fixed monthly repayments)
  • Interest first, principal later (only interest is paid in the early stage, and principal is paid at maturity)
  • One-time principal and interest repayment upon maturity
  • Customize repayment plan based on cash flow

Some products support early repayment without penalty.

What are the consequences if I fail to repay on time?

Overdue will have the following effects:

  • Overdue penalty interest is charged daily (usually 1.5 times the interest rate)
  • Impact on your blockchain credit score
  • For mortgage loans, liquidation mechanisms may be triggered
  • Serious overdue payments will lead to legal collection procedures

It is recommended to contact customer service in time to negotiate a solution when you encounter difficulties in repayment.